Twain's carefree days did not last long, His father used their house as collateral for a friend's loan, and the creditor took possession when the loan failed.

吐温无忧无虑的日子没过多久。父亲将他们的房子做了抵押，以便向一个朋友贷款，当贷款还不上后这个债主占了抵押物。

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Twain's carefree days did not last long. His father used their house as collateral for a friend's loan, and the creditor took possession when the loan failed.

马克·吐温无忧无虑的日子没过多久，父亲将他们的房子做了抵押，以便向一个朋友贷款，当贷款还不上后这个债主占了这所房子。

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In the pre-network days, if a creditor hit the wrong branch it caused all sorts of problems because that branch did not have the records to respond, and trying to get the records from the right branch were deemed to cause an unreasonable burden to respond on behalf of the banks.

FORBES: Royal Bank of Canada: Separate Entity Rule Survives As To Restraining Order Served On Manhattan Branch For Debtor's Toronto Accounts